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That's one reason credit card companies and stores are switching to EMV cards, but it will take a while before every retailer accepts them.

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Thieves attach them to ATMs, gas pumps, point-of-sales (POS) systems and other places people swipe their credit and debit cards.

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Once in place, this sneaky bit of electronics steals the magnetic strip information from your card.

The thieves use this information to clone your card, and once they have a clone, they can drain your bank account, or run up huge bills and trash your credit before you even know it.

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